Motilal Oswal Home Finance Limited

Motilal Oswal Home Finance Limited (MOHFL) is a housing finance company in India engaged in affordable home loans, loans against property (LAP) and secured MSME financing. Established in 2013 and based in Mumbai, the company is a subsidiary of Motilal Oswal Financial Services Limited, one of the leading diversified financial services groups in India. MOHFL aims to increase financial inclusion by providing affordable credit products to the self-employed, first-time homebuyers, lower- and middle-income groups and small business owners especially in underserved and semi-urban markets.

The company has a diversified portfolio of retail lending products including affordable housing finance, loan against property and secured business loans catering to the needs of customers with informal income sources. It offers fast loan processing and responsible lending through a customer-centric business model that combines a large branch network, local market expertise and technology-enabled underwriting. MOHFL continues to grow its footprint in India’s fast growing affordable housing finance space with a focus on Tier 2, Tier 3 and semi-urban regions.